Finance


Thelen Mazda Finance Center — Auto Loans & Leasing Made Easy in Bay City, MI
Drive your new or pre-owned vehicle home with confidence by partnering with the expert finance team at Thelen Mazda in Bay City. Our Finance Department makes the Michigan auto financing process smooth and hassle-free for customers throughout Saginaw, Midland, Mt. Pleasant, Gladwin, and the Great Lakes Bay Region.

Experience Stress-Free Vehicle Financing

  • Competitive rates: Benefit from our strong lender relationships—enjoy great APRs on new vehicles and competitive rates on used models.
  • Flexible options: Choose between vehicle loans and tailored lease programs for new Mazda vehicles or quality pre-owned cars, trucks, SUVs, and EVs.
  • Fast approvals: Our streamlined process gets you behind the wheel quickly, no matter your credit situation.
Online Financing Tools for Convenience
All Credit Types Welcome

Whether your credit is excellent, less-than-perfect, or somewhere in between, Thelen Mazda designs financing solutions for all Mid-Michigan buyers. Dedicated specialists work to secure the lowest possible rate and the most affordable payment plan—even if you've faced credit challenges in the past.
  • Programs available to help rebuild and establish credit.
  • Never any pressure—just friendly, professional guidance for your unique financial needs.
Finance Services Offered
  • Direct manufacturer and local bank financing
  • Quick loan and lease approvals
  • Extended vehicle protection and warranty programs
  • Specialized finance packages for every customer
Hundreds of Vehicles Ready for Delivery
Browse hundreds of new and used Mazda vehicles—drive away today with a financing package custom-built for you. For the latest rates, contact Thelen Mazda Finance Center or stop by our Bay City location.

Ready to Get Started?

Complete the free online credit application or reach out with any questions. Thelen Mazda’s finance team is here to make your next vehicle purchase or lease a reality—serving Mid-Michigan with trust, transparency, and genuine care.

     

How is your credit?

Whether it is perfect or not so great, we can custom-design the right financing package for your next vehicle purchase.

The Thelen Mazda loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Mazda vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Mazda vehicles currently available for immediate delivery.

Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Thelen Mazda finance team will put together a loan package that is tailored specifically for you.


Online Credit Application

Fill out our online credit application and get pre-approved for your next vehicle.

Get Pre-Approved

Our Financial Services Include:

  • Competitive rates direct from the manufacturer and local Michigan banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended warranty programs
  • And many more finance programs to fit your needs

We are always happy to answer your questions, so please don't hesitate to contact us today!