Feb 27, 2025
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Thelen Mazda Can Work With Individuals With Less-Than-Perfect Credit

Shopping for a vehicle when you are experiencing less-than-perfect credit can be a stressful and daunting thought. However, there is nothing to worry about when you shop with Thelen Mazda in Bay City, Michigan. We are home to various quality new and gently preowned Mazda vehicles that can help those looking to start rebuilding their credit get on the right foot. Visit our mid-MI location today and discover how we make owning a Mazda possible even with challenged credit. 

Things to Know When Shopping with Less-Than-Perfect Credit

Higher Average Monthly Payments – An unfortunate side effect of a lower credit score is a higher monthly interest rate. With a higher interest rate, you have to pay more per month than someone with similar terms and a better credit score. However, there are ways you can reduce the monthly payments you owe. For example, you can put more money into your down payment and this will reduce your monthly payments. If you have a current vehicle you’re planning on trading in, this is another great way to reduce the monthly payments. 

Pick the Style of Vehicle You Need & Fits Your Budget – To get a head start on rebuilding your credit, you need to shop for a vehicle that comfortably fits into your budget. While this could mean picking a vehicle with higher miles than you’d normally like or omitting features you would like to have, the financial benefits will quickly prove their worth. If you would like help finding out what vehicles you can comfortably afford on your budget, speak with one of our sales or finance experts. They will make sure you’re getting into a Mazda vehicle that works for you and that you’ll enjoy driving around Mid-Michigan. 

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